Earnix
AI pricing, rating, and underwriting platform with agentic orchestration for insurance decisions.
About
Earnix is a Boston-headquartered decisioning platform built for insurance and banking, in the market since 2001 with customers in more than 35 countries. Its core modules cover pricing and rating (Price-It), underwriting (Underwrite-It), and customer engagement, with Earnix Copilot as an AI assistant for modeling, code generation, and scenario analysis. A real-time rating engine supports personalization at quote time, and a Filing Accelerator generates auditable rate-filing documentation.
In September 2026 Earnix launched AIOS, an AI orchestration system that embeds AI agents, workflow automation, model governance, and human review directly into pricing, underwriting, and claims decisions without replacing core systems. The company says the platform processes more than four billion transactions a year with over 25 AI agents already in live insurance workflows. Pricing is enterprise and quote-based.
What it can do
- Real-time AI rating engine
- Underwrite-It rules automation
- Earnix Copilot AI assistant
- AIOS agentic decision orchestration
- Agent Hub for insurance-specific agents
- Filing Accelerator for rate filings
- Guidewire and Verisk accelerators
Setup
Enterprise engagement: discovery, integration with policy admin and core systems, model migration.
Prerequisites
Insurance pricing or underwriting operation; existing core systems to integrate.
Use cases
Works with
Trust score — 7/10
Scored 8/10 (TIER verified, metrics-v1). Evidence: September 2026 Business Wire announcement confirms AIOS launch and AI agent positioning; vendor and marketplace sources confirm Price-It, Underwrite-It, Copilot, and Filing Accelerator modules. Strengths: 25-year track record, 35+ country customer base, governance built for regulated decisions. Docked for: (1) closed-source enterprise SaaS, no public pricing; (2) transaction and agent counts are vendor-reported. License: proprietary.
How the trust score is built
Full methodology →- Adoption · stars/downloads, log-scaled vs peers
- 8.0/10
- Maintenance · recency, releases, issue load
- 9.0/10
- Openness · license + docs
- 4.0/10
- Manual review · sanity read + red-flag check
- 7.0/10
- · Sept 2026 Business Wire confirms AIOS launch; vendor/marketplace sources confirm Price-It, Underwrite-It, Copilot, Filing Accelerator
- · 25-year track record, 35+ country customer base; 4B transactions and agent counts vendor-reported
Sources
Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.