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Digits

AI-native accounting with an Agentic General Ledger.

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About

Digits (founded 2018, ~$97.5M raised) rebuilds accounting around an Agentic General Ledger that auto-books up to 95% of transactions as they arrive. It connects to 12,000+ banks, cards, and payroll providers, with live P&L, anomaly detection, and an Ask Digits assistant for plain-English questions.

Strengths: real-time books with explainable entries, a free public Connect API plus MCP server, and pricing from ~$100/month. Limitations: newer ecosystem than QuickBooks or Xero, and advanced enterprise features are thinner.

What it can do

  • Agentic General Ledger with auto-booking
  • Real-time P&L, balance sheet, cash flow
  • AI anomaly detection
  • Ask Digits natural-language assistant
  • AI bill pay and invoicing
  • Connect API and MCP server

Setup

  1. Sign up on digits.com and connect your bank, card, and payroll accounts.
  2. Let the AI categorize the initial transaction history; correct any miscategorized entries.
  3. Set up invoicing, bill pay, and reporting dashboards.
  4. Use the Connect API or MCP server to query the ledger from your own tools.

Prerequisites

US business bank accounts; Stripe/Ramp/payroll connections for full automation.

Use cases

automationdata

Works with

Generic APIAny agent (.md)

Trust score — 8/10

/10 trustMetrics-checked

Scored 8/10 (metrics tier, metrics-v1). Evidence: ~$97.5M raised; Accounting Today Top New Product 2026; Free public Connect API and MCP server documented; 12,000+ bank integrations claimed; Newer ecosystem vs QuickBooks/Xero. License: Proprietary SaaS..

How the trust score is built

Full methodology →
Adoption · stars/downloads, log-scaled vs peers
8.0/10
Maintenance · recency, releases, issue load
8.0/10
Openness · license + docs
7.0/10
Manual review · sanity read + red-flag check
7.0/10
  • · ~$97.5M raised; Accounting Today Top New Product 2026
  • · Free public Connect API and MCP server documented
  • · 12,000+ bank integrations claimed
  • · Newer ecosystem vs QuickBooks/Xero

Sources

Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.