Centime
All-in-one finance automation with banking: AP, AR, expenses, and a live 13-week cash forecast inside your ERP.
About
Centime unifies accounts payable, accounts receivable, expense management, cash forecasting, and business banking in one platform that embeds directly in your ERP. The centerpiece is a live, rolling 13-week cash flow forecast built from real AP, AR, and bank data, with scenario planning that shows the impact of payment delays or disputes before they hit. AP runs on AI-powered invoice capture and PO matching, AR on automated collections and dispute management, and the banking side offers high-yield checking with FDIC-insured sweeps.
It is aimed at mid-market finance teams on NetSuite, Sage Intacct, QuickBooks, or Dynamics 365, with most firms going live in one to three weeks. The provider positions supplier payments as a profit center with AP balances earning 3.0% APY. That yield claim and the all-in-one pitch are provider marketing, pricing is not public, and the focus is US mid-market, so international teams should check coverage before committing.
What it can do
- Live rolling 13-week AI cash flow forecast with scenario planning
- AI-powered AP invoice capture, PO matching, and approval workflows
- Automated AR invoicing, AI-driven collections, and dispute management
- High-yield business banking with FDIC-insured sweeps and cross-bank transfers
- Mobile-first expense management with policy enforcement
Setup
Connect NetSuite, Sage Intacct, QuickBooks, or Dynamics 365; most firms go live in 1-3 weeks with guided onboarding.
Prerequisites
Use cases
Works with
Trust score — 7/10
Scored 7/10 (verified tier, metrics-v1). Evidence: native NetSuite and Sage Intacct integrations; live rolling 13-week forecast with scenario planning; AP balances earning 3.0% APY per provider; positioned as an all-in-one cash platform for mid-market. Strengths: automation plus banking in one system, ERP-native rather than bolt-on, working-capital focus. Docked for: (1) closed platform; (2) no public pricing; (3) US mid-market focus with unclear international coverage. License: proprietary.
How the trust score is built
Full methodology →- Adoption · stars/downloads, log-scaled vs peers
- 7.0/10
- Maintenance · recency, releases, issue load
- 7.0/10
- Openness · license + docs
- 4.0/10
- Manual review · sanity read + red-flag check
- 6.0/10
- · Native NetSuite and Sage Intacct integrations; most firms live in 1-3 weeks
- · Live rolling 13-week cash forecast with scenario planning
- · AP balances earning 3.0% APY per provider; US mid-market focus
Sources
Every fact above was checked against these sources. Where a claim comes from the provider and couldn't be independently verified, the text says so.